Table 2 Bivariate tests of covariates and mediator with discrimination index

Age

r = 0.006

> 0.001

Gender

Male

0.398 (0.009)

t= -0.684

> 0.001

0.01

Female

0.408 (0.009)

Residence

Rural

0.427 (0.008)

t = 4.947

< 0.001

0.06

Urban

0.357 (0.011)

Marital status

Not married

0.432 (0.011)

t = 3.216

< 0.01

0.04

Married

0.387 (0.008)

Religion

Non-Hindu

0.290 (0.011)

t= -11.316

< 0.001

0.12

Hindu

0.444 (0.008)

MPCE

Poorest

0.443(1.196)

F = 2.41

< 0.05

0.001

Poorer

0.386(1.139)

Middle

0.393(1.135)

Richer

0.400(1.181)

Richest

0.396(1.175)

Independent variable

Caste

Others

0.353 (0.011)

t = 4.922

< 0.001

0.06

SC/ST/OBC

0.424 (0.008)

Moderator

Education

No schooling

0.354(1.076)

F = 48.95

< 0.001

0.004

Completed primary

0.304(1.039)

Completed secondary

0.225(0.92)

Completed diploma/college

0.475(1.254)